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59 Free Tools · Instant Results

Free Online Finance & Money Calculators

Whether you're planning a home loan, growing your savings through SIP, or understanding your tax liability — our finance calculators are designed to give you complete clarity on your money.

Open Finance Suite →All Categories

59+

Tools

Popular

New

100%

Free

Most Popular

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EMI Calculator

Loan installments with amortization chart, prepayment engine & rate comparison

PopularCharts

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Compound Interest

Investment growth with inflation adj., tax layer, goal-seeking & real vs nominal

PopularCharts

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SIP Calculator

SIP corpus with step-up mode, XIRR & 3-scenario simulation

PopularCharts

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Salary Calculator

Pay period converter with local tax rules, allowances & net take-home

Popular

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Discount Calculator

Stacked multi-discounts, reverse price & tax integration

PopularCharts

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Tax Calculator

Local tax rules auto-applied based on selected currency region

Popular

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Mortgage Calculator

Home loan EMI with amortization, prepayment & rate comparison

PopularCharts

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Loan Comparison

Compare up to 3 loans side-by-side — total interest, EMI, and tenure

PopularCharts

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Retirement Calculator

Calculate your retirement corpus, savings gap, and monthly savings target

PopularCharts

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Mortgage Payoff

Early mortgage payoff with extra payments — see interest saved and years cut

PopularCharts

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House Affordability

Max affordable home price based on income, debts & DTI rule (28/36)

Popular

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Rent vs. Buy

Long-term cost comparison of renting vs buying with break-even year

PopularCharts

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Auto Loan Calculator

Car loan EMI with depreciation curve, total cost & best deal analysis

PopularCharts

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Personal Loan Calculator

Personal loan EMI, total repayment & early closure savings

PopularCharts

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Student Loan Calculator

Student loan monthly payments with income-based repayment comparison

PopularCharts

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Credit Card Calculator

Credit card payoff time with minimum payment trap visualization

PopularCharts

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Debt Payoff Calculator

Multi-debt snowball vs avalanche strategy comparison with payoff timeline

PopularCharts

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401(k) Calculator

401k growth with employer match, tax-deferred compounding & withdrawal projections

PopularCharts

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Budget Calculator

Monthly budget planner with income, expense categories and savings rate

PopularCharts

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Roth IRA Calculator

Tax-free retirement growth with 2024 contribution limits, age-based projections and withdrawal income

PopularCharts

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Future Value Calculator

Future value of an investment with lump sum, recurring contributions and compound growth chart

PopularCharts

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Amortization Calculator

Full loan amortization schedule with month-by-month payment breakdown, principal vs interest chart and extra payment savings

PopularCharts

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Investment Calculator

Investment growth with inflation adjustment, contribution step-up, tax on gains and real vs nominal return comparison

PopularCharts

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Loan Calculator

Universal loan calculator for personal, business, student and auto loans — monthly payment, total interest and payoff date

PopularCharts

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Recently Added

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Loan ComparisonNew

Compare up to 3 loans side-by-side — total interest, EMI, and tenure

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Retirement CalculatorNew

Calculate your retirement corpus, savings gap, and monthly savings target

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FD / Fixed DepositNew

Fixed deposit maturity with compound interest, tax deduction and effective yield

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Mortgage PayoffNew

Early mortgage payoff with extra payments — see interest saved and years cut

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House AffordabilityNew

Max affordable home price based on income, debts & DTI rule (28/36)

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Rent vs. BuyNew

Long-term cost comparison of renting vs buying with break-even year

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APR CalculatorNew

Annual Percentage Rate with fees, points and comparison to nominal rate

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Down Payment CalculatorNew

Required down payment, PMI threshold, and time to save goal

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Auto Loan CalculatorNew

Car loan EMI with depreciation curve, total cost & best deal analysis

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Personal Loan CalculatorNew

Personal loan EMI, total repayment & early closure savings

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Student Loan CalculatorNew

Student loan monthly payments with income-based repayment comparison

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Credit Card CalculatorNew

Credit card payoff time with minimum payment trap visualization

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Debt Payoff CalculatorNew

Multi-debt snowball vs avalanche strategy comparison with payoff timeline

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Present Value (PV)New

Present value of future cash flows with discount rate

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IRR CalculatorNew

Internal Rate of Return for a series of cash flows — investment viability

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401(k) CalculatorNew

401k growth with employer match, tax-deferred compounding & withdrawal projections

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Commission CalculatorNew

Sales commission with tiered slabs, base salary and total earnings

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Depreciation CalculatorNew

Asset depreciation using straight-line, declining balance & sum-of-years methods

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Budget CalculatorNew

Monthly budget planner with income, expense categories and savings rate

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College Cost CalculatorNew

4-year college cost with tuition inflation, savings gap and monthly savings needed

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HELOC CalculatorNew

Home Equity Line of Credit: available equity, draw period payments and repayment schedule

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Auto Lease CalculatorNew

Monthly lease payment with money factor, residual value and lease vs buy comparison

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Bond CalculatorNew

Bond price, yield to maturity, current yield, duration and premium/discount analysis

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CD CalculatorNew

Certificate of Deposit maturity value, interest earned and multi-term comparison chart

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Roth IRA CalculatorNew

Tax-free retirement growth with 2024 contribution limits, age-based projections and withdrawal income

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Annuity CalculatorNew

Present value and future value of fixed payment annuity streams with period visualization

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Pension CalculatorNew

Defined benefit pension income by years of service, salary and benefit multiplier

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Social SecurityNew

Estimate Social Security benefits by claiming age with break-even analysis and cumulative comparison

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RMD CalculatorNew

Required Minimum Distribution from retirement accounts at age 73+ using IRS life expectancy tables

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Estate Tax CalculatorNew

Federal estate tax with 2024 exemption, deductions and effective rate calculation

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Marriage Tax CalculatorNew

Marriage tax bonus or penalty comparing single vs married filing jointly using 2024 US tax brackets

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Boat Loan CalculatorNew

Monthly boat loan payment with total cost breakdown including maintenance and insurance estimates

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Debt ConsolidationNew

Consolidate multiple debts into one loan — compare monthly savings, total interest and break-even timeline

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Future Value CalculatorNew

Future value of an investment with lump sum, recurring contributions and compound growth chart

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Average Return (CAGR)New

Compound Annual Growth Rate and arithmetic mean return with visual growth comparison

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Amortization CalculatorNew

Full loan amortization schedule with month-by-month payment breakdown, principal vs interest chart and extra payment savings

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TVM CalculatorNew

Time Value of Money engine — solve for any of PV, FV, PMT, Rate or Periods given the other four

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Investment CalculatorNew

Investment growth with inflation adjustment, contribution step-up, tax on gains and real vs nominal return comparison

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NPS CalculatorNew

National Pension System corpus with Tier-I & Tier-II projections, tax savings and annuity income estimate

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EPF CalculatorNew

Employee Provident Fund maturity with employer & employee contributions, interest compounding and tax-free status

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Stock Return CalculatorNew

Stock investment return with dividend reinvestment, capital gains and annualized CAGR comparison

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NPV CalculatorNew

Net Present Value of a series of cash flows with IRR comparison and investment decision signal

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Portfolio RebalancerNew

Rebalance a multi-asset portfolio to target allocations — see exact buy/sell amounts needed

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Dividend Yield CalculatorNew

Dividend yield, annual income, payout ratio and dividend growth rate projection

All Finance & Money Tools

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Simple Interest

SI with flat vs reducing balance comparison & time conversion

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ROI Calculator

Total & annual ROI with inflation-adjusted real returns

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Profit Margin

Gross margin, markup, health indicator & total profit

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Break-Even Calculator

Break-even units & revenue with contribution margin chart

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Tip Calculator

Tip amount, bill split among any group with rounding options

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GST / VAT Calculator

Add or extract GST/VAT — label auto-changes by region

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PPF / Savings Calculator

Fixed savings with compound growth and tax-free return visualization

Why Our Finance & Money Tools?

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Loan & EMI Tools

Calculate monthly installments, amortization schedules, and prepayment impact instantly.

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Investment Growth

SIP, compound interest, PPF — visualize your wealth building over time with interactive charts.

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Tax & GST

Region-aware tax calculations. Auto-detects your country and applies correct GST/VAT/Sales Tax rules.

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Income & Salary

Monthly, annual, hourly conversion with local tax deductions and net take-home pay.

Finance calculators are among the most searched tools online. Our suite covers everything from simple EMI calculations to complex retirement planning, all with region-aware currency support for 50+ countries including India (INR/GST), Pakistan (PKR/GST), USA (USD/Sales Tax), UK (GBP/VAT), and more.