💰 Finanças e Dinheiro

Loan installments with amortization chart, prepayment engine & rate comparison

Investment growth with inflation adj., tax layer, goal-seeking & real vs nominal

SIP corpus with step-up mode, XIRR & 3-scenario simulation

SI with flat vs reducing balance comparison & time conversion

Total & annual ROI with inflation-adjusted real returns

Pay period converter with local tax rules, allowances & net take-home

Stacked multi-discounts, reverse price & tax integration

Gross margin, markup, health indicator & total profit

Break-even units & revenue with contribution margin chart

Required down payment, PMI threshold, and time to save goal

Multi-debt snowball vs avalanche strategy comparison with payoff timeline

Present value of future cash flows with discount rate

Internal Rate of Return for a series of cash flows — investment viability

401k growth with employer match, tax-deferred compounding & withdrawal projections

Sales commission with tiered slabs, base salary and total earnings

Asset depreciation using straight-line, declining balance & sum-of-years methods

Monthly budget planner with income, expense categories and savings rate

4-year college cost with tuition inflation, savings gap and monthly savings needed

Home Equity Line of Credit: available equity, draw period payments and repayment schedule

Monthly lease payment with money factor, residual value and lease vs buy comparison

Bond price, yield to maturity, current yield, duration and premium/discount analysis

Certificate of Deposit maturity value, interest earned and multi-term comparison chart

Tax-free retirement growth with 2024 contribution limits, age-based projections and withdrawal income

Present value and future value of fixed payment annuity streams with period visualization

Defined benefit pension income by years of service, salary and benefit multiplier

Estimate Social Security benefits by claiming age with break-even analysis and cumulative comparison

Required Minimum Distribution from retirement accounts at age 73+ using IRS life expectancy tables

Federal estate tax with 2024 exemption, deductions and effective rate calculation

Marriage tax bonus or penalty comparing single vs married filing jointly using 2024 US tax brackets

Monthly boat loan payment with total cost breakdown including maintenance and insurance estimates

Consolidate multiple debts into one loan — compare monthly savings, total interest and break-even timeline

Future value of an investment with lump sum, recurring contributions and compound growth chart

Compound Annual Growth Rate and arithmetic mean return with visual growth comparison

Full loan amortization schedule with month-by-month payment breakdown, principal vs interest chart and extra payment savings

Time Value of Money engine — solve for any of PV, FV, PMT, Rate or Periods given the other four

Investment growth with inflation adjustment, contribution step-up, tax on gains and real vs nominal return comparison

Universal loan calculator for personal, business, student and auto loans — monthly payment, total interest and payoff date

National Pension System corpus with Tier-I & Tier-II projections, tax savings and annuity income estimate

Employee Provident Fund maturity with employer & employee contributions, interest compounding and tax-free status

Stock investment return with dividend reinvestment, capital gains and annualized CAGR comparison

Net Present Value of a series of cash flows with IRR comparison and investment decision signal

Rebalance a multi-asset portfolio to target allocations — see exact buy/sell amounts needed

Dividend yield, annual income, payout ratio and dividend growth rate projection